Estimate the ceiling
Age, value and location can frame a preliminary range.
Explore the range
Canadian reverse mortgage calculator
Use the estimate to begin the conversation—not to end it. Approval, existing secured debt, closing costs, property details and lender underwriting determine the actual result.
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Calculate the usable amount
Subtract secured payouts and estimated closing costs.
Compare the structure
Review payments, renewal, advances, portability and exit plan.
Important: This calculator is educational. It is not an application, approval, commitment or advice. Results depend on current lender terms and individual underwriting.
Read how eligibility is assessed →