Most Canadians who explore a reverse mortgage only ever see one lender's numbers. This report shows you all lenders — rates, costs, renewal structure, draw options, your likely loan amount, and a projected equity analysis based on your specific home type and area.
It's free. It's a professional, easy-to-read comparison document — not a sales letter. And it's the starting point for making a decision with the full picture in front of you.
- What you'll receive -
01
Every lender's policies, side by side
Rates, costs, terms, and conditions side by side. No lender is favoured — the right one depends on your file.
02
Renewal rate structure
The question most borrowers never ask — and the one that determines long-term cost more than any other. Shown clearly for every product.
03
Your likely loan amount
Based on your age, property value, location, and property type, your report shows the loan amount you'd likely qualify for with each lender — not a generic range, your actual number, calculated the same way each lender's underwriting would calculate it.
04
Draw options compared
Lump sum, monthly deposits, charge card draws. Which lenders offer which structures, and which fits your intended use.
05
Equity projection
Your opening equity after the mortgage, projected forward at a conservative 3.5% compounded annual growth rate — or the actual historical rate for your specific property type and area, if lower. Remaining equity shown at Year 5, Year 10, Year 15, Year 20.
06
Historical CAGR for your area
We pull the compounded annual growth rate for your specific property type and neighbourhood — so the projection is grounded in what your home has actually done, not a national average.
07
A clear recommendation
Which lender and product structure best fits your situation — and why. Or, where relevant, an honest explanation of why a different path may serve you better.
"If a reverse mortgage isn't right for your situation, we will say so. That's happened more than once. We'd rather tell you upfront than have you proceed with something that doesn't serve you."
- Request your report -
Your information is used only to prepare your analysis. No spam. No sales calls without your consent.
- What happens next -
01
We review your submission
We review your property details, age, and situation within one business day.
02
Your report is prepared
A full written analysis comparing all reverse mortgage lenders — personalised to your file, not a template.
03
We send it and follow up
Your report arrives by email. We follow up to walk through it with you — or answer questions — at your pace, with no pressure.
Prefer to book a convenient time for your follow-up?
Let's build a plan that gives you confidence for today and freedom for tomorrow.
- Your Trusted Advisors -
- Explore Our Resources -
Canada's trusted plain-language resource for reverse mortgage information. Helping Canadian homeowners 55+ unlock the value in their homes with confidence, clarity and a plan for a better retirement.
Two experienced professionals. One common goal: Helping you make informed decisions with confidence.

Mortgage Agent Level 2
Matthew has spent two decades helping Ontario homeowners navigate the decisions that matter most in retirement. He holds the Canadian Reverse Mortgage Specialist (CRMS) designation, works with Canadian reverse mortgage lenders, and co-authored the Canada Reverse Mortgage Guide. His approach is simple: understand the whole picture first, then find the structure that actually fits — even if that structure isn't a reverse mortgage.
647-372-0762 | Mon – Fri: 9am – 6pm EST

Mortgage Broker
Gregory has spent decades helping homeowners across BC and Alberta build retirement plans that actually hold up under pressure. As a Chartered Financial Planner and co-author of the Canada Reverse Mortgage Guide, he brings a planning lens most mortgage brokers don't have — which means the reverse mortgage conversation always happens inside the bigger picture, not instead of it.
236-300-3439 | Mon – Fri: 9am – 6pm PT
We are not owned by any lender. Your best interests come first.
Clear information so you can make confident decisions
Your information is never shared. Your privacy is always protected.
We understand Canadian Home Owners, because we are one.
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Reverse mortgage loans are provided by Canadian lenders. Terms, conditions and rates apply. This site is for educational purposes only and does not constitute financial or legal advice. Please speak with a qualified professional to discuss your specific situation.