Ontario
Matthew Hines
Co-creator of the Canada Reverse Mortgage Guide® and an Ontario Mortgage Agent Level 2 focused on helping homeowners understand the structure before choosing the product.
Clear explanations before recommendations
Matthew’s work centres on making home-equity decisions understandable: what the money is for, what each option requires, how the balance changes, and what the family should expect later.
Home Equity Freedom is Matthew’s consumer-facing brand. Mortgage services are provided through his licensed brokerage relationship.
Licensing
- Mortgage Agent Level 2
- FSRA licence #M09000211
- DLC Edge Financial Services
- Brokerage #10710
- Province served: Ontario
Editorial work
Matthew co-created the 2026 Canada Reverse Mortgage Guide® and contributes practical articles on qualification, payment design, retirement cash flow and family decisions.
Understand. Compare. Act.