See Your Actual Numbers — Free

The calculator gives you an estimate. This gives you the real thing. Tell us a little about your situation and we’ll prepare a written, side-by-side comparison — the qualifying amount from each lender, the true cost of each, the renewal rate structure that matters most over time, and a projected equity model. There’s no cost, and no obligation to proceed.

What’s in your comparison

• The qualifying amount from each Canadian lender you’re eligible for.
• The real upfront and ongoing costs of each option, side by side.
• The renewal rate structure of each lender — the variable that determines long-term cost.
• A projected equity model based on conservative home-value growth.
• An honest recommendation — including when a reverse mortgage isn’t the right answer.

Who you’re working with

Matthew Hines

Mortgage Agent Level 2, CCRMC™, CSEC · Ontario

Matthew has spent two decades helping Ontario homeowners navigate the decisions that matter most in retirement. He holds the CCRMC™ designation, works with Canadian reverse mortgage lenders, and co-authored The Canada Reverse Mortgage Guide®. His approach is simple: understand the whole picture first, then find the structure that actually fits — even if that structure isn’t a reverse mortgage.

Gregory Stanley

Mortgage Broker, CFP®, CCRMC™, CSEC · BC & Alberta

Gregory has spent decades helping homeowners across BC and Alberta build retirement plans that actually hold up under pressure. As a Chartered Financial Planner (CFP®) and co-author of The Canada Reverse Mortgage Guide®, he brings a planning lens most mortgage brokers don’t have — which means the reverse mortgage conversation always happens inside the bigger picture, not instead of it.

All quotes are estimates specific to the mortgage applicant. Rates and products are subject to change and cannot be guaranteed. Matthew Hines is licensed in Ontario (FSRA #M09000211) through Dominion Lending Centres Edge Financial. Gregory Stanley is licensed in BC (BCFSA) and Alberta (RECA) through Home N Work Mortgages Inc.

Prefer to read first? The Canada Reverse Mortgage Guide® covers everything before you decide.