Straight Talk on Reverse Mortgages — Articles Worth Reading

No jargon. No sales pitch. Just what you actually need to know about home equity in retirement.

3 Situations Where a Term Mortgage Gives You More Than a Reverse Mortgage

3 Situations Where a Term Mortgage Gives You More Than a Reverse Mortgage

3 Situations Where a Term Mortgage Gives You More Than a Reverse MortgageMatthew Hines CRMS CSEC
Published on: 23/06/2025

For some Canadian homeowners, a no-payment term mortgage provides more capital than any reverse mortgage product. Here are the 3 situations where that's true — and what it means in practice.

How Does a Term Mortgage Differ From a Reverse Mortgage? A Plain-English Comparison

How Does a Term Mortgage Differ From a Reverse Mortgage? A Plain-English Comparison

How Does a Term Mortgage Differ From a Reverse Mortgage? A Plain-English ComparisonMatthew Hines CRMS CSEC
Published on: 13/06/2025

Both products let you access home equity without monthly payments. Beyond that, they are fundamentally different. Here's the complete plain-English comparison.

Under 55 and Need to Access Your Home Equity? There's an Option Most People Don't Know Exists

Under 55 and Need to Access Your Home Equity? There's an Option Most People Don't Know Exists

Under 55 and Need to Access Your Home Equity? There's an Option Most People Don't Know ExistsMatthew Hines CRMS CSEC
Published on: 02/06/2025

Reverse mortgages require age 55+. But if you're younger and need to access home equity without monthly payments, there's a Canadian product most people have never heard of.

What Is an Exit Strategy and Why Every Term Mortgage Borrower Needs One Before They Sign

What Is an Exit Strategy and Why Every Term Mortgage Borrower Needs One Before They Sign

What Is an Exit Strategy and Why Every Term Mortgage Borrower Needs One Before They SignMatthew Hines CRMS CSEC
Published on: 29/05/2025

A no-payment term mortgage with no exit strategy is a deferred crisis. Here's what a real exit strategy looks like — and the questions every borrower should answer before signing.

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