Straight Talk on Reverse Mortgages — Articles Worth Reading

No jargon. No sales pitch. Just what you actually need to know about home equity in retirement.

How Do You Split a House Without Selling It? The Equity Buyout Most Divorcing Couples Never Consider

How Do You Split a House Without Selling It? The Equity Buyout Most Divorcing Couples Never Consider

How Do You Split a House Without Selling It? The Equity Buyout Most Divorcing Couples Never ConsiderMatthew Hines
Published on: 21/03/2026

When one spouse wants to keep the house in a grey divorce, a reverse mortgage can fund the buyout — no sale, no income qualification, no forced timeline. Here's how it works.

Grey Divorce — You Kept the House. Now What?

Grey Divorce — You Kept the House. Now What?

Grey Divorce — You Kept the House. Now What?Matthew Hines
Published on: 20/03/2026

You kept the house in the divorce. Now you can't qualify for a new mortgage on your own, and the equity is locked. Here's what Canadian homeowners 55+ can do.

The Reverse Mortgage and Your Net Worth — The Conversation Nobody Is Having

The Reverse Mortgage and Your Net Worth — The Conversation Nobody Is Having

The Reverse Mortgage and Your Net Worth — The Conversation Nobody Is HavingMatthew Hines
Published on: 20/02/2026

Most Canadians assume a reverse mortgage reduces their net worth. The math says otherwise — especially when you factor in debt conversion, home value gains, freed cash flow, and the tax benefits most advisors never mention. Here is the complete picture. And the plan that makes it work.

5 Ways Canadians Are Using Home Equity to Eliminate Debt in Retirement

5 Ways Canadians Are Using Home Equity to Eliminate Debt in Retirement

5 Ways Canadians Are Using Home Equity to Eliminate Debt in RetirementMatthew Hines
Published on: 02/12/2025

Carrying debt into retirement is more common than most people admit. Here's how Canadian homeowners 55+ are using their home equity to eliminate it — and when it actually makes sense.

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